Archive for December, 2007
What factors would prevent me from getting a bank loan?
W C asked: Would like to know what can prevent me from getting a bank loan. Please advise what I would need or not have. Thank you.
what do I need to provide to qualify for a personal or small business bank loan?
Tipm asked: I am fairly new in the u.s here, will need some loan to do stuff, what are the requirement to qualify for such loans. I would gladly like to have an idea what the interest rate on such loans are for my planning. Bank want a one on one discussion on this issue [...]
Is it worse to not pay off a business loan?
Diggy D asked: I recently went out of business and have alot of debt, around $35,000 dollars in personal credit card and loan debt and 1 $9,000 Business loan, is the business loan worse if I do not pay it off, I currently cannot afford to pay it and they are threatening me with letters [...]
Is it possible to refinance a home equity loan to be able to get a lower rate?
CHRISTINA N asked: Just wondering if anyone had any information about being able to refinance a home equity loan to receive a lower rate and if so, how to go about doing that.
How vigerous are banks when it comes to small business loan applications?
Claude asked: I just need to know because I need to submit a business plan & would like to know how detailed it should be. For example, should I hust give rough estimated prices for tools I will purchase or will I need written quotes. And will I need written proof for any other costs [...]
what happens if you foreclose and you have a home equity loan on the property?
emeral123 asked: what could happen to you if you foreclose on a property and have a heloc on the property. it is in arizona, would i owe the money still to the home equity loan company,
Is it better to get a home loan thru home equity line loan?
amny asked: I am thinking of refinancing and Chase Bank is ready to give a 10 yr 170k home equity loan. Is this a better than my existing home mortgage loan. Is there anyone who has suggestions for this.
Can my wife take a home equity loan for personal use on a jointly owned home without my consent?
Paul D asked: My wife earns more money than me. The home loan is in her name but the home title is in our joint names. Can she take a home equity loan without my consent?
Can a county recorder of deeds charge a fee to release a lien after I paid off my home equity loan?
homer simpson asked: I recently paid off a home equity loan. Now the lender sent me a letter saying I need to pay them a fee of $43.50 because that’s what the County Recorder of Deeds is charging to release the lien on my property.
This doesn’t make sense to me. It’s not a mortgage. I’m [...]