How hard is it to get a small business loan?

business loan
sullycake asked:


I am saving up $10,000 dollars to have up front to give to the bank and I have the business plan, menu and everything set up like that. I am almost 23 and probably will have the money by that time. I am also working on making my credit good and looking for available spaces for rent. What is the likeliness that a bank would give me a loan? And is it really all that difficult?