Archive for June, 2008
Can I pay a bank loan using a personal check?
LG asked: Blame it on ignorance…
Because my credit union lost all my direct deposit account info when I initially set up an auto loan, I physically make my payments there each month. I always pay cash.
But can I simply write a check for the amount due and hand it to the teller? Is that acceptable? [...]
Is it possible to get a personal loan from my bank if i have bad credit?
jenn asked: I had financial problems in the past, but now I’m married and we are doing just fine paying all of our bills. However, a credit card from my past is now seeking a judgment against me. If i can come up with $1,500 they will settle. Do you think my bank would loan [...]
project proposal to start a web hosting company, that can win a bank loan?
roycarl w asked: a porject proposal for starting a web hosting company that can be presented to a bank to seek for a bank loan.
What do you do if you are in this situation with a bank loan?
pokerhulk5252 asked: I got a personal loan to pay off my credit cards back in October of 2005. Everything seem to go fine with all of my cards except my Bank of America card. First Commonwealth Bank (my lendor) sent the check and it was processed. A week later Bank of America [...]
I want to start a business but dont have startup money, how can I get financial assistance without a bank loan
Daydiajo asked: I need financial assistance to start a business but I dont want to get a loan from a bank or from families or friend. Where can I get financial assistance. How do I find an angel
Get rid of home equity or car loan?
pink_me asked: I have a dilemma.
We have a $14,000 home equity loan at 7.25% apr, a car loan on a 7 yr old car for $9500 at 5.99% apr and $90000 in savings at 3-4% interest rate.
We are currently having a baby and have short-term goals of starting a business so we don’t want to [...]
My partner and I are looking to start a business. What is a good credit rating to get a loan?
euphoricblaspheme asked: My partner and I are looking to open a retail establishment in Cedar Rapids, IA. We have a well thought-out business plan with complete market research and full numbers. I am curious as to what credit rating we should be seeking prior to applying for a business loan.
Thank you for your [...]
How does home equity loan qualification works if you’re self employed?
smiling_chicka asked: I am self employed and want to get qualified for home equity loan. What are the qualifications lenders look at. What do I need to show them and have?
Been trying to find out on the net, but can find any good resources. If you know any and dont mind sharing would be [...]
Is getting a loan from a bank to buy a car “cash” from a dealer a good idea?
Lucky Guess asked: My family an I need a car but we can not afford to pay a big monthly payments. I am a stay home mom and we are living under my husbands income that is fair but not enough. My husband suggested that maybe it would be better to get a [...]
Should I get a bank loan to clear off my credit card debt?
h230857 asked: Currently I owe approximately HK$190,000 on my Hong Kong credit card. All I can do is keep paying the minimum monthly payment of HK$7,000 each month so it wil take me along time to pay the whole amount off.
Will it be financially sensible getting a bank loan to clear the card debt off?