Archive for October, 2008
What is in a business plan - needed for a business loan?
curious asked: Starting a business. Banks need a business plan in order to get a business loan. What is all needed in a business plan?
Has anyone ever taken out a small business loan?
lizardmama asked: I am considering opening an upscale boutique in my local historic district. I have not begun the necessary research yet, I’m just in the business-planning phase. I am interested in incorporating to protect personal assets in the unfortunate event of failure, and I am interested in a small business loan to [...]
Sample letter to the bank request them to reduce interest rate on existing loan?
kesO m asked: Wanted to write letter to the bank to give me consideration to lower the interest rate on my existing bank loan
Where can I get a small business loan now?
scottiejz asked: I am in dier need of a business loan to get my business on its feet again. I only have fair credit which makes it hard enough. I just need a loan or some kind of funding PLEASE or my business is going to go under. If anyone knows where I can get [...]
Is there laws capping bank loan intrest rates?
gapeachstucknbamaland asked: I was approved for a personal unsecured loan with my bank for $5000 for 60 mths at 162.00 a month. After doing the math I would be paying $4900.00 extra for interest. Which is like 32% interest. Is that illegal if not it should be.
No, I called that bank back to ask the [...]
Can I pay off a home equity loan with my credit card ( lower interest rates!)+ how do I do it?
C J asked: I have an offer from a credit card co with a low interest rate, 2% lower than my home equity loan interest. I would love to get rid of the horrible 8.75% home loan interest on $12,000. What to do?
How long do you have to wait for a home equity loan?
*Rock*Girl* asked: How long after purchasing a home do you have to wait to take out a home equity loan? Do you have to re-close? Are there loan you can take out beside equity if you own a home?
What are the risks associated to an UNsecured small business loan?
Amorican asked: I am working on starting a small business soon. I am financing a big chunk myself but need a small business loan for more than half of the start-up cost.
I have been told by different professionals out there that with my age, credit score, and years of established credit I would easily qualify [...]
Where can i get a personal or business loan?
Anthony Y asked: I want to get a personal or a business loan here in cebu right now. I want to have a small business started. Please help.