Archive for the ‘Buying & Selling’ Category

Planning to buy a new car, Bank loan or Dealer loan?

GreatJL3 asked: I am planning to purchase a new car from toyota….i heard that auto loans that are not from the dealer have a way lower apr rate (capital one or HSBC). What would be the best way to go? loan with the dealer or a bank.

Is getting a loan from a bank to buy a car “cash” from a dealer a good idea?

Lucky Guess asked: My family an I need a car but we can not afford to pay a big monthly payments. I am a stay home mom and we are living under my husbands income that is fair but not enough. My husband suggested that maybe it would be better to get a [...]

I want to trade my car in that is on a bank loan?

KAT23 asked: I want to trade my car in but it is not completly done being paid for. I have a loan from the bank. What can I do to trade my car in for another one?

May 2, 2008 • Tags: , • Posted in: Buying & Selling • 5 Comments

How long to receive money from bank auto loan?

Want 2 get wise asked: Hi, how long does it take for the bank company (Wells fargo) to give you the money after you have signed and are aprooved. Also i applied to get the loan and buy from an individual will they give me cash or how does that work?

I want to take bank loan to buy used car,how bank will provide the money i want in order to buy used car?

Am I arguing here? asked: I want to take bank loan to buy used car,how bank will provide the money i want in order to buy used car?will they give me check,cash or dedcut money from my bank account?This is first time and really didn’t know.Any good suggestions about this matter?

Can sales tax for a private party car purchase be added to a bank loan?

Mr. Diddy asked: If you purchase a car from a private seller, in New York State you have to pay sales tax at the DMV. The tax amount is determined by the sale price of the vehicle. My question is: Can the amount that you will have to pay for tax be added to the [...]

I got a bank loan for $5,300 and i haggle the car price down?

M asked: I get a loan from my bank for $5,300 an i haggle the price down to 4,000 from a used car dealership. what happens to the other $1,300? or does the bank wait to write the check intell i tell them the price of the car?

If a business qualitfies for a SBA loan, does it mean it is making a profit?

Little Hulk asked: If you are looking to buy a business, and the business states that it will qualify for a Small Business Loan. Does that mean the business is “Less” of a risk than other business’?

Can I get approved for a bank loan for a used car?

spiritofjosh asked: I’ve had a checking account with the same bank for over 4 years, I have good credit and Ive been working for the post office for almost half of a year. I’m wondering if I could get a bank loan of $3,000 for a used car, from the actual buyer, not dealership.