Archive for the ‘Credit’ Category
Why does the blue book and bank loan prices differ on car loans?
Julia B asked: I’m researching a used car. Kelly Blue Book and NADA guides state the value of the car at between $5500 and $6300. I’ve haggled the sale price down to $4800. However, the bank Ive spoken with about the loan says they can only loan $3500 on the car. Why is [...]
What is the best way to attain a small business loan when you have questionable credit?
pizzaman asked: I am trying to open a pizza place and I am having trouble attaining financing. I was wondering if someone knew where to apply for a grant or poor credit small business loan.
Which is easier to get a bank loan?
mypassions4life asked: Is it easier for an existing business to get a loan versus a new business? Is the only way that a new company can get a loan from the bank is by using collateral or by getting a high percent on the loan?
after bank gives loan can they call and say work reference doesnt check out?
59gal asked: okay daughter and bofriend got loan for 5th wheel camper and after papers signed and they got camper bank calls and says daughter doent work and they can repo camper can they do this?
How can I find my home equity loan statement online?
Marian G asked: I no longer receive a Home Equity Loan Statement by mail. How do I look up my information online? What do I look under?
Is a home equity loan a good idea? Or are they bad?
Shel asked: I understand the concept of equity but can the lender take your home if you fall behind on payments? Is there any real negatives to getting a home equity loan?
Is Wells Fargo Canada a good option?
Thanks.
How can I get a business start up loan on bad credit?
Pat H asked: Im 20 years old. Tired of working 60 hrs a week for a company who couldnt care less about me. I want to be free of this, and start my own ethical business. I am a great computer technition. I want to open a computer repair shop, but [...]
Bank loan or debt consolidation program for credit card payoff?
honhill asked: Due to a family tragedy, my husband and I are currently in $26,000 of credit card debt. All of the payments are current and the cards are paid on time with the accounts still open (we are not still charging, though). We are looking to seriously pay this down before the interest eats [...]
Is a home equity loan easier to get if your credit is not that great?
“g” asked: I want to do some improvements in my house and I think a home equity loan will be the best thing for me….Suggestions anyone….
How are fixed home equity loan rates determined?
Pablo1709 asked: I’ve noticed on historic charts that there doesn’t seem to be any correlation between home equity loans and HELOCS or mortgage rates. I know HELOCs are usually based off of the prime rate, but what determines how fixed home equity loan rates fluctuate?