Archive for the ‘Credit’ Category
Can I pay a bank loan using a personal check?
LG asked: Blame it on ignorance…
Because my credit union lost all my direct deposit account info when I initially set up an auto loan, I physically make my payments there each month. I always pay cash.
But can I simply write a check for the amount due and hand it to the teller? Is that acceptable? [...]
Is it possible to get a personal loan from my bank if i have bad credit?
jenn asked: I had financial problems in the past, but now I’m married and we are doing just fine paying all of our bills. However, a credit card from my past is now seeking a judgment against me. If i can come up with $1,500 they will settle. Do you think my bank would loan [...]
What do you do if you are in this situation with a bank loan?
pokerhulk5252 asked: I got a personal loan to pay off my credit cards back in October of 2005. Everything seem to go fine with all of my cards except my Bank of America card. First Commonwealth Bank (my lendor) sent the check and it was processed. A week later Bank of America [...]
Get rid of home equity or car loan?
pink_me asked: I have a dilemma.
We have a $14,000 home equity loan at 7.25% apr, a car loan on a 7 yr old car for $9500 at 5.99% apr and $90000 in savings at 3-4% interest rate.
We are currently having a baby and have short-term goals of starting a business so we don’t want to [...]
My partner and I are looking to start a business. What is a good credit rating to get a loan?
euphoricblaspheme asked: My partner and I are looking to open a retail establishment in Cedar Rapids, IA. We have a well thought-out business plan with complete market research and full numbers. I am curious as to what credit rating we should be seeking prior to applying for a business loan.
Thank you for your [...]
Should I get a bank loan to clear off my credit card debt?
h230857 asked: Currently I owe approximately HK$190,000 on my Hong Kong credit card. All I can do is keep paying the minimum monthly payment of HK$7,000 each month so it wil take me along time to pay the whole amount off.
Will it be financially sensible getting a bank loan to clear the card debt off?
Can you use a home equity loan for something other than a home?
curiousgirl asked: I need a loan & some people had suggested I look into this because of the lower interest rates, instead of using high interest (not to mention EVIL) credit cards. But it’s not for a home & I don’t have enough collateral for the amount I’d like to borrow. I have [...]
any one know how to get a bank loan to pay off my credit cards?
juliemack06 asked: i have credit cards with balance’s that total $2,000, how can i get a bank loan to pay it off, does this effect my credit? what are the qualifacations for a bank loan?
Can I lower my interest on a bank loan?
wladnagirl asked: I have a decent size loan out (about 13 G) from a bank. I see they are charging me a 10% interest rate when my credit score is over 750. That sounds like BS to me. Is is possible for them to lower the rate? What if I threaten to pay off the [...]
When will i know when im approved for a bank loan?
nell0408 asked: I applied for a personal loan through my bank online. Does anyone know how long it takes to know if im approved or not??