I need a loan but I have bad credit and no bank account. Any suggestions on what I should do?

Kandice T asked: I recently was sick and I had to go to the hospital a lot. I fell behind in work, in my school work, and financially I almost filed bankruptcy. I need a loan of about 6 grand to pay off all these medical bills and catch back up on all of my [...]

If you default on a small business loan do you have to pay it back?

charlemagne8410 asked: Also, if you have to declare bankruptcy on a small business loan will it affect your personal credit?