Bank loan or debt consolidation program for credit card payoff?
honhill asked: Due to a family tragedy, my husband and I are currently in $26,000 of credit card debt. All of the payments are current and the cards are paid on time with the accounts still open (we are not still charging, though). We are looking to seriously pay this down before the interest eats [...]
Should I get a bank loan to clear off my credit card debt?
h230857 asked: Currently I owe approximately HK$190,000 on my Hong Kong credit card. All I can do is keep paying the minimum monthly payment of HK$7,000 each month so it wil take me along time to pay the whole amount off.
Will it be financially sensible getting a bank loan to clear the card debt off?
should I pay down my home equity loan or pay off credit cards?
Lady asked: Hi. My home equity loan is an interest only adjustable and I am currently paying something like 7.02 (I have a rate of 1.25 below prime). I also have credit card debt on two cards, but they are fixed at 4.02 and 4.99. I know its usually better to not [...]
Is it better to us a Consoladation company or to use a home equity loan to pay off debt?
WYN asked: I am in a little over $45,000 credit card debt. I am trying to figure out if it would be better for me to use a consolidation company or to get a home equity loan.