any one know how to get a bank loan to pay off my credit cards?

juliemack06 asked: i have credit cards with balance’s that total $2,000, how can i get a bank loan to pay it off, does this effect my credit? what are the qualifacations for a bank loan?

June 9, 2008 • Tags: , , • Posted in: Credit • No Comments

Should I finance a used boat purchase with my 0% interest rate credit card or get a loan from a bank at 10%?

A J asked: I am contemplating purchasing a used boat which is over 15 years old. I am looking at the best way to finance this purchase and need some input. The only loan I have is a student loan for $4K and the only credit card I have has a balance of [...]

Should I get an home equity loan or should I save my money and pay with cash?

Wife4Life asked: I own a house that will be paid off next year.
I want to do some remodeling in my house like a new kitchen, all new travertine floors, new doors and some other things.
The total of my remodeling will be about $45,000 including all the labor and materials.
My question is: Do [...]

How much do I need to make to get a bank loan?

Ryan D asked: A few months ago I applied for a bank loan of $10,000 to pay off my credit cards. Unfortunetly I was unapproved and recieved a letter saying the reason was “Income insufficient for amount of credit requested.” So how much do I need to make to get a loan? My yearly income [...]

should I pay down my home equity loan or pay off credit cards?

Lady asked: Hi. My home equity loan is an interest only adjustable and I am currently paying something like 7.02 (I have a rate of 1.25 below prime). I also have credit card debt on two cards, but they are fixed at 4.02 and 4.99. I know its usually better to not [...]

Which is the best bank to take out a personal loan/student loan?

doubledvideoproductions asked: Here is the skinny, I have one semester left at a community college and this will be the last time I can pay for my school on my own with the job I currently have I will no longer be able to afford paying for a university (after this semester) I also have [...]

How does a home equity loan work?

newmoon asked: I need to know all the details and if it is a good choice. I have payed off my vehicle and credit cards and have none, but I have alot of student loan debt. Our dilema are the student loans. And paying them. I have heard about home equity loans and heard [...]