Does a co-signer need to be on the title to apply for a home equity loan or a home equity line of credit?
pingkitoe asked: I’m thinking about applying for a home equity loan or line of credit for my home but am discouraged by my below average credit score. To refinance, any and all applicants must also be on the title document, so would the same rules apply on a home equity loan or line of credit?
What is the difference between a HELOC and a Home Equity Loan?
King Money 1985 asked: I know a HELOC is a “Home equity line of credit” but what is the difference between that and a “Home Equity Loan”?
What must be a debt to income ratio to qualify for home equity loan? ?
Ivan S asked: What is a debt to income ratio to qualify for Home Equity Loan / Home Equity line of credit.
What if I go to mortgage brokers who have access to “B” type lenders at higher rates?
Thanks guys!
Can you have a home equity loan and a home equity line of credit?
Donna S asked: My husband and I have two mortgages (an 80% and a 10%). Our banker uses the term for the “second mortgage” interchangeably with a “home equity loan”. Is it possible for us to take out a home equity line of credit at the same time we are paying the second mortgage?
Is a Home Equity Line of Credit or Home Equity Loan used to buy a second home tax deductible beyond $100,000?
Evan asked: Would a Home Equity Line of Credit or loan used to buy a home be considered a Home Aquisition Debt instead of a Home Equity Debt?