Can I get a home equity loan or do I have to re-do my mortgage?
mazey1967 asked: I bought my home 4 years ago, and it appraised at $101,000. I bought it through a mortgage company, on a 30 year loan. Now that I can afford to pay a little more I’d like to redo my loan, and add my car payment on with it on a [...]
What is the difference between a 1st mortgage, 2nd mortgage, and home equity loan?
adamea5@sbcglobal.net asked: I am searching for financing to make home improvement repairs, I submitted a request for a home equity loan through lending tree. The lenders throwing out terms such as 1st mortgage, 2nd mortgage, and home equity loan.
After purchasing a home, how long must I wait before I can be approved for a Home Equity Loan?
sdavid79 asked: I’m interested in buying an invesment property but the home needs a little work. I’d like to get a Home Equity Loan to cover some of the renovation costs. Would I be able to get a Home Equity Loan immediately after closing on the mortgage? If not how long must [...]
Interest on home equity loan used to buy rental property?
noidem asked: If I have a home equity loan secured by my main home, and the proceeds are used to buy rental property, is the interest expensed in Schedule E or does it go on Schedule A?
How can I find my home equity loan statement online?
Marian G asked: I no longer receive a Home Equity Loan Statement by mail. How do I look up my information online? What do I look under?
Does a co-signer need to be on the title to apply for a home equity loan or a home equity line of credit?
pingkitoe asked: I’m thinking about applying for a home equity loan or line of credit for my home but am discouraged by my below average credit score. To refinance, any and all applicants must also be on the title document, so would the same rules apply on a home equity loan or line of credit?
What is the difference between a HELOC and a Home Equity Loan?
King Money 1985 asked: I know a HELOC is a “Home equity line of credit” but what is the difference between that and a “Home Equity Loan”?
Can I pay off a home equity loan with my credit card ( lower interest rates!)+ how do I do it?
C J asked: I have an offer from a credit card co with a low interest rate, 2% lower than my home equity loan interest. I would love to get rid of the horrible 8.75% home loan interest on $12,000. What to do?
How long do you have to wait for a home equity loan?
*Rock*Girl* asked: How long after purchasing a home do you have to wait to take out a home equity loan? Do you have to re-close? Are there loan you can take out beside equity if you own a home?
When getting a home equity loan does the bank or credit union do an appraisal on your property?
z400wood asked: When getting a home equity loan does the bank or credit union do an appraisal on your property?