what is the best fixed rate for home equity for 15 years for100k loan with excellent credit?

rajiv p asked: I have presently home equity loan 100k @ 7.49% as at present rates are better I want a fixed rate loan 15 yrs what best rates i can get for non document loan , I have 790 credit score what will be closing cost(if possible my monthly pament for 100k fixed) I [...]

Is a home equity loan a good idea? Or are they bad?

Shel asked: I understand the concept of equity but can the lender take your home if you fall behind on payments? Is there any real negatives to getting a home equity loan?
Is Wells Fargo Canada a good option?
Thanks.

Can a person get a home equity loan on a house while they are trying to purchase it if the appraisal allows ?

kerry f asked: I am wandering about purchasing a home which the apprasial is $110,000 but I can buy it for $60,000. I am wandering if I can borrow the 60K and and then get a home equity loan for 25K for improvements to the property?

Should I take a home equity loan to pay off the 17,000 in medical bills I have?

Trixie asked: I got these medical bills from a recent surgery and its causing a huge financial strain on me. I make enough to live comfortably, but not enough to live comfortably and pay this incredible amount of money every month. I am just wondering, since interest rates are so low right now, [...]

Costs/Negatives to transfer house deed from my business to personal ownership to get home equity loan?

dougsuessegger asked: My business owns a home; and I want to transfer that home to myslef, in my own name. The home is paid-off. This will allow me to take out a home-equity loan. Are there costs/tax rammifications? Is there a negative I cannot currently detect? Thank you so much.

Is a home equity loan easier to get if your credit is not that great?

“g” asked: I want to do some improvements in my house and I think a home equity loan will be the best thing for me….Suggestions anyone….

August 18, 2008 • Tags: , • Posted in: Credit • 3 Comments

Paid off investment home. Can I take a 1st mortgage on that property or must I go with a home equity loan?

Viper asked: My brother and I need cash for a business venture and would like to take a loan out against an residential investment property that we co-own free and clear. Is our only option a Home Equity Loan? Ideally we would like to take advantage of the lower rates of a standard [...]

How Soon Can I Take Out a Home Equity Loan or Refinance After a Cash Purchase of a Foreclosure?

don c asked: The house is only 10k. So if I pay 10k cash, how fast can I do a home equity loan for that 10k? I need to make repairs as it is a foreclosure in poor condition. Can I do a refinance loan and get more than I even paid for it if [...]

How 2 solve for potential amount of credit available for home equity loan?

Richardsbabygirl asked: Here is the problem: Ramon owns a home that was appraised for $132,600. The balance remaining on his existing mortgage is $43,260. Ramon’s credit union is willing to loan an amount up to 70% of the appraised value of a home. Based on this information, what is the maximum potential amount of credit [...]

is there anywhere i can get a home equity loan with bad credit?

jmpoct03 asked: my boyfriend and i have bad credit but we own a $85,000 home with no mortgage. the house is paid for. we were looking into getting a home equity loan to pay some back bills off and do home improvements. is there anywhere that we could get a loan even with bad credit?