Sample letter to the bank request them to reduce interest rate on existing loan?
kesO m asked: Wanted to write letter to the bank to give me consideration to lower the interest rate on my existing bank loan
Can I pay off a home equity loan with my credit card ( lower interest rates!)+ how do I do it?
C J asked: I have an offer from a credit card co with a low interest rate, 2% lower than my home equity loan interest. I would love to get rid of the horrible 8.75% home loan interest on $12,000. What to do?
How difficult to obtain small business loan?
Would asked: Let’s say I want to start a small investment firm. I have a decent credit score (680-700 FICO) and reasonable outstanding debt (about $9,000 total). I also have a steady job making $55k now. I want to borrow $50,000 to start my side-project. How difficult is it to get [...]
Get rid of home equity or car loan?
pink_me asked: I have a dilemma.
We have a $14,000 home equity loan at 7.25% apr, a car loan on a 7 yr old car for $9500 at 5.99% apr and $90000 in savings at 3-4% interest rate.
We are currently having a baby and have short-term goals of starting a business so we don’t want to [...]
Can I lower my interest on a bank loan?
wladnagirl asked: I have a decent size loan out (about 13 G) from a bank. I see they are charging me a 10% interest rate when my credit score is over 750. That sounds like BS to me. Is is possible for them to lower the rate? What if I threaten to pay off the [...]
Should I finance a used boat purchase with my 0% interest rate credit card or get a loan from a bank at 10%?
A J asked: I am contemplating purchasing a used boat which is over 15 years old. I am looking at the best way to finance this purchase and need some input. The only loan I have is a student loan for $4K and the only credit card I have has a balance of [...]
What are the benefits of a home equity loan?
cheerful2 asked: What are some benefits of a home equity loan? How does it work? Whats a good interest rate for someone with OK credit? My is good, but my husbands is fair. We are planning on consolidating high interest cards and possibly using sometowards a newer vehicle.