Does a student loan and a bank loan affect your credit the same way?

videogamer1979 asked: I have one credit card ( revolving credit ) and I have one student loan ( fixed monthly payments ). I want to keep one revolving account and one fixed account. Would a bank loan that pays off the student loan look better as a fixed loan? I guess my [...]

can you refinance a home equity loan to lower the payments?

erieanna c asked: My mother signed a home equity loan with my grandfather who has just passed, and I am trying to help her pay the bills but the payment on the house is too high. If she refinances could her payment go down? Are there any other options, or any kind of [...]