Is there laws capping bank loan intrest rates?

gapeachstucknbamaland asked: I was approved for a personal unsecured loan with my bank for $5000 for 60 mths at 162.00 a month. After doing the math I would be paying $4900.00 extra for interest. Which is like 32% interest. Is that illegal if not it should be.
No, I called that bank back to ask the [...]

what is the best fixed rate for home equity for 15 years for100k loan with excellent credit?

rajiv p asked: I have presently home equity loan 100k @ 7.49% as at present rates are better I want a fixed rate loan 15 yrs what best rates i can get for non document loan , I have 790 credit score what will be closing cost(if possible my monthly pament for 100k fixed) I [...]