Can my wife take a home equity loan for personal use on a jointly owned home without my consent?

Paul D asked: My wife earns more money than me. The home loan is in her name but the home title is in our joint names. Can she take a home equity loan without my consent?

What is better, home equity loan or line of credit on home I own outright?

aidal1135 asked: I just finished building my house and I have no mortgage or anything as I had enough cash to buy the land and build outright. But, I have no money left to landscape and have some medical bills I would like to pay off. Can I get a home equity loan [...]

Would a bank loan more money to a person with a college degree?

Mo L asked: Let’s say a person knows that they want to start their own business and know how they are going approach it and have the plan all mapped out, would the bank lend more money to a person with a college degree than someone with out one?

How long do you have to own a house before you can get a home equity loan?

zoe1594 asked: My husband and I are in the process of buying our first home. We got a great deal on the house at 1/2 the appraised value. How long do we have to own the house before we can take out a home equity loan on the home. We want the money to fix [...]