Can I get a home equity loan or do I have to re-do my mortgage?

mazey1967 asked: I bought my home 4 years ago, and it appraised at $101,000. I bought it through a mortgage company, on a 30 year loan. Now that I can afford to pay a little more I’d like to redo my loan, and add my car payment on with it on a [...]

Can I get a home equity loan with a first mortgage?

lawrie asked: I am buying my first home with an FHA loan. The mortgage company I am using doesn’t do a 203K loan and I would like to use money to improve the house. I was approved for $40,000 more than purchase price and only want $20K max. My credit is not [...]

Should you use a different lending company when applying for a home equity loan?

stephanie s asked: We are going to apply for a home equity loan so we can put a pool in.Should we apply with our current mortgage company or someone new. Does it matter?

Should you get a home-equity loan with the bank that holds your mortgage?

ichabodisitchy asked: We are thinking about getting a home equity loan. We need a new roof and our AC unit is making our electric bill sky-high.
We’ve never had a home equity loan before, and I’m just wondering if we should go with the company that holds our mortgage, a different company, or [...]